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Rams Reduce Maximum Lending Ratio

Rams has followed Westpac Bank  in reducing its maximum  loan to value ratio (LVR) to 85% of the security properties value.
Interesting to note Rams is owned by Westpac. I wonder how long until St George follow as it is also owned by Westpac?

Tough times ahead for Home Loan borrowers as the big four banks increase market share the conditions are increasing a little like a noose being slowly tightened

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